What Is It?

• A single premium life assurance contract used for investment purposes.
• Includes a wide range of funds from Legal & General and more than 10 other fund managers.
• Provides a range of potentially tax-efficient withdrawal options (depending on your individual circumstances).

Consider If...

• You have £5,000 or more to invest.
• You are looking for an income, growth potential or a combination of the two.
• You are prepared to invest for five years or longer.
• You are prepared to accept some risk to your capital.
• You are a basic, higher-rate or additional rate tax payer.
• You would like access to a wide range of investment funds.
• You are looking for an investment that could be used with a trust to reduce your estate’s liability to inheritance tax.

Remember, the value of investments can fall as well as rise, is not guaranteed and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change in the future. Although there is no fixed term, you should be prepared to hold the bond for five years or longer.